Help your family cover your final expenses, including funeral costs - life insurance helps your family during a difficult time by providing additional financial resources when they need it most.
Effective March 1, 2024: As a result of the competitive bid process, MetLife was awarded the contract for Voluntary
Life, AD&D, and LTD benefits.
Who is Eligible?
VGLIP coverage is available to active, permanent full-time or permanent part-time employee who works at least 50% of the full-time work week or a temporary full-time or part-time faculty member working at least 50% of full-time for one full academic year.
Benefits elected within the first 31 days of eligibility will be issued without evidence
of good health (subject to applicable coverage limits). If you wish to elect at any
other time or elect coverage in excess of the guaranteed issue limits, evidence of
good health will be required.
How much coverage can I get?
Employee - increments of $10,000; guaranteed coverage $200,000; maximum coverage lesser of
5x salary or $500,000.
Spouse - increments of $5,000; guaranteed coverage $25,000; maximum coverage $100,000
Children- amounts of $5,000 or $10,000, guaranteed coverage $10,000
Monthly Cost Per $1,000 of Coverage
- Actual per pay period premiums may differ slightly due to rounding. All spouse rates
are based on spouse age. Rates vary by age and may be subject to change in the future.
Benefits will reduce based on age (see Benefits Reduction Schedule for details).
How to Calculate Your Bi-weekly Cost:
Step 1: Use the chart above to find your rate based on your age as of your effective date.
Step 2: Determine the amount of insurance units in thousands of dollars (For example, $200,000
of coverage is 200 units)
Step 3: Multiply rate (Step 1) rate by units (Step 2) to obtain your monthly cost.
Step 4: Multiply monthly cost (Step 3) by 12 to determine your annual cost.
Step 5: Divide your annual cost (Step 4) by your pay frequency (20 or 26) to determine your
bi-weekly payroll deduction amount.
Programs offered with enrollment in VGLIP:
- MetLife Advantages -Will preparation services
- Accelerated Benefit Option - Life insurance feature that allows you to receive a portion of your life insurance prior to passing if you've been diagnosed as terminally ill.
- Funeral Discount and Planning Services
- Estate Resolution Services - This service, offered through MetLife Legal Plans, fully covers attorney fees by a Network Attorney to settle an estate.
Forms and Information
Enrollment and Statement of Health Form (SOH)
Cheyney - Enrollment / SOH
Commonwealth - Enrollment / SOH
East Stroudsburg - Enrollment / SOH
Indiana - Enrollment / SOH
Kutztown - Enrollment / SOH
Millersville - Enrollment / SOH
Office of the Chancellor - Enrollment / SOH
PennWest - Enrollment / SOH
Shippensburg - Enrollment / SOH
Slippery Rock - Enrollment / SOH
West Chester - Enrollment / SOH