Superannuation is the point at which a participant is able to receive an unreduced retirement benefit – it is based on age and/or years of credited retirement service.

Retirement Plan	Class of Service	Superannuation
ARP	n/a	Age 60
SERS	A, AA	SERS normal retirement age (age 60*) with 3 years of credited service Any age with 35 years of service
SERS	A3, A4	SERS normal retirement age (age 65*) with 3 years of credited service Any age if with 35 years of service and your years of service plus your age equals at least 92
SERS	A5, A6	Age 67 with 3 years of service Rule of 97 with 35 eligibility points**
PSERS	TC/TD	Age 62, or Age 60 with 30 years of service, or 35 years of service regardless of age
PSERS	TE/TF	Age 65 with 3 years of service credit, or Any combination of age and service that totals 92 with at least 35 years of credited service
PSERS	TG	Age 67 with a minimum of three years of service credit, or Any combination of age and service that totals 97 with at least 35 years of credited service
PSERS	TH	Age 67 with a minimum of three years of service credit

* Normal retirement age differs for corrections officers, Delaware River Port Authority police officers, enforcement officers, legislators, psychiatric security aides, and state police officers.

** In most cases total service credit and eligibility points will match; there are limited instances when they will not.  For instance, eligibility points for USERRA military leave can be earned for the leave time if the member purchases the service upon return from leave.

• Annuitant Health Care Program (AHCP)
• Retired Employee Health Program (REHP)
• Prospective Retirees